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SIP Calculator

See what your monthly investments can become — with the depth brokerage calculators won't give you: step-ups, goals, real-vs-nominal value, all in plain words.

  • Free forever
  • No sign-up
  • No ads
  • Private by design
The calculator

Your SIP, computed live

₹
%
Years
Inflation & advanced
to show value in today's money
Total value
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Invested amount
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Est. gains
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In today's money
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Where the growth comes from

Your money vs compounding, at the end
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Growth over time

Invested vs gains, year by year
Invested Gains

Year by year

Every year's investment and value
YearInvested (yr)Total investedValueGains

Step-up SIP

Raise your SIP every year as your salary grows — the single biggest lever on your corpus.

Flat SIP
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Goal planner

Start from the goal, work backwards to the monthly SIP.

You need to invest · per month
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Cost of waiting

Compare scenarios

Two plans, side by side. A is your calculator inputs above.

Scenario B

Scenario A (your inputs)
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Scenario B
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Pause simulator

Life happens — job switches, emergencies. See what a break actually costs.

Without pause
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With pause
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Share your plan

Send this SIP plan to family or your future self — no account needed.

Questions

SIP, explained

How is SIP return calculated?
What expected return should I use?
What is a step-up SIP?
Why show “in today's money”?
Is a SIP guaranteed?
Is my data private on this calculator?
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