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SIP Calculator
See what your monthly investments can become — with the depth brokerage calculators won't give you: step-ups, goals, real-vs-nominal value, all in plain words.
- Free forever
- No sign-up
- No ads
- Private by design
The calculator
Your SIP, computed live
₹
%
Years
Inflation & advanced
to show value in today's money
Total value
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Invested amount
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Est. gains
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In today's money
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Where the growth comes from
Your money vs compounding, at the end
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Growth over time
Invested vs gains, year by year
Invested
Gains
Year by year
Every year's investment and value
| Year | Invested (yr) | Total invested | Value | Gains |
|---|
Step-up SIP
Raise your SIP every year as your salary grows — the single biggest lever on your corpus.
Flat SIP
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Goal planner
Start from the goal, work backwards to the monthly SIP.
You need to invest · per month
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Cost of waiting
Compare scenarios
Two plans, side by side. A is your calculator inputs above.
Scenario B
Scenario A (your inputs)
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Scenario B
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Pause simulator
Life happens — job switches, emergencies. See what a break actually costs.
Without pause
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With pause
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SWP — retirement drawdown
Flip the SIP around: how long will your corpus fund monthly withdrawals that rise with inflation?
to match inflation
Starting corpus
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Total withdrawn
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Left at the end
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Balance over time
Year-end balance, after withdrawals
Year by year
Start balance, growth, withdrawals, end balance
| Year | Start | Growth | Withdrawn | End |
|---|
Questions
SIP, explained
How is SIP return calculated?
What expected return should I use?
What is a step-up SIP?
Why show “in today's money”?
Is a SIP guaranteed?
Is my data private on this calculator?
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